1. The Rewards Program
The purpose of the Rewards Program is to reward you for certain Qualifying Purchases (as defined below) and other activities. You may accrue Rewards when you make qualifying purchases (each, a “Qualifying Purchase”) using your Kick Business Debit Card. Qualifying Purchases include featured promotions and offers (“Offers” or “Drops”) through participating merchants (“Merchants”) accessed through links directly from featured Merchants or by shopping at Merchants we identify to you. For the current list of participating Merchants and Offers, please check the Kick mobile application (“Kick App”) or website (“Site”). Any Rewards will reflect the Qualifying Purchases you made that are included with the information reported to us by the Merchant. These Rewards may vary depending on whether the reported Qualifying Purchase is inclusive of tax, delivery charges, or other fees. Any Rewards will be pending until the Merchant confirms the Qualifying Purchase, which may take 30-60 days or more from the date of the purchase. We are not responsible if the Merchant fails to report your Qualifying Purchase to us. Merchants have their own rules upon which they determine transactions to be genuine and by which we are able to recognize a Qualifying Purchase. These rules are at the discretion of the Merchant. Although we will use reasonable efforts to determine whether a Qualifying Purchase has been completed with a Merchant, the decision of the Merchant is final. At any point, we reserve the right not to seek or pursue any Qualifying Purchase claims you may have. We may receive referral fees or other funds from Merchants for Qualifying Purchases; however, Rewards are offered solely by Kick subject to our Rewards Program and not offered by or provided through any Merchant. If you return, charge back, cancel, dispute, or otherwise request a refund for a Qualifying Purchase for which you have already received Kick Rewards, we reserve the right to remove any related Rewards amount from your connected bank account, or offset such amount from any future Rewards. If we choose to remove the amount from your connected bank account, you authorize us to instruct your bank to debit your connected bank account, regardless of whether this causes the connected account to have a negative balance or overdraft, and you agree to provide any documentation or authorizations required to ensure that any such Rewards amount is returned to us. All Offers made available to you are temporary and may become unavailable without notice. From time to time, an Offer featured on our Kick App or website may be incorrect or outdated. We take reasonable care to ensure that the data provided on the Kick App or website is accurate and up to date. However, we give no warranty of the accuracy of any information on the Kick App or website and do not accept liability for any errors or omissions, nor do we accept liability for any resulting damage or loss. Offers may appear differently on the Kick App versus the website. For the avoidance of doubt and notwithstanding any other provision of these Rewards Terms or any information provided on Kick or website, you agree that in all circumstances the provision of Rewards is at our sole discretion and we may cancel, change, suspend, modify any aspect of the Rewards Program for any reason and at any time, including the availability of any Reward. We may limit accrual and redemption of Rewards, including through caps, fees, and expiration. Additionally, not all Companies will accrue Rewards. Offer availability amounts may vary and fluctuate based on factors determined in our sole discretion, such as geographical location, transactional history with a particular Merchant, transactional trends, the number of followers a Company has on its connected social platform accounts, or its use of Kick “Services” (as such term is defined in the “Terms of Service”). To optimize the Rewards experience for Merchants, Companies, and Users, we retain the right to run occasional tests that will be limited in duration but may alter how we display and allocate Rewards. Certain transactions may be excluded from accruing Rewards, including cash withdrawals, transactions that are deemed fraudulent, disputed transactions or transactions subject to chargebacks, and certain other non-card payment transactions. We may determine that a transaction type, or particular transaction, is excluded from eligibility for Rewards accrual at any time.
2. Requirements and Eligibility for Participation To participate in the Rewards Program, your Kick Account must be continuously in good standing. If your Kick Account is not in good standing for any reason, or we determine in our sole discretion that you are misusing the Rewards Program or have otherwise violated our Terms of Service, you may be ineligible to earn Rewards, and you may forfeit any Rewards previously earned or accrued.
Certain Kick Accounts may not be eligible to participate in the Rewards Program. We may update or change eligibility criteria, restrictions, and requirements at any time. You may be disqualified from participating in the Rewards Program and your accrued Rewards may be forfeited if at any time: (a) any of your payments you owe to Kick are past due, (b) any prior payments were late, (c) you misuse the Rewards Program, (d) you engage in self-dealing (such as earning Rewards by paying for products or services provided by you, your affiliates, your beneficial owners, or other persons affiliated with you), or (e) you engage in other Prohibited Activities found in the Terms of Service.
All amounts paid to you hereunder are exclusive of any applicable withholding, sales, use, excise, value added, or other taxes. You acknowledge and agree that you are responsible for determining, paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Rewards Program. We are not responsible for determining whether you owe taxes in connection with your access to or use of the Rewards Program or for collecting, reporting, or remitting taxes arising from your access to or use of the Rewards Program, except for our own income taxes.
5. General Provisions
1 - The average active Kick member saves $15,452 per year based on tax deductions and cash back.
2 - The 80-hour time savings estimate is based on the 2021 IRS estimate of time spent for book keeping. Actual hours vary based on the type and complexity of your work, which we typically hear to be 40+ hours per year.
3 - The Kick Visa® Debit Card is issued by Blue Ridge Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
4 - Kick is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A; Member FDIC.